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SHOULD I CONSOLIDATE MY DEBT ?

  How much can you save if you consolidate your debt? Enter existing debt information and pick a consolidation loan type to calculate your savings over time.


 
Current Loans
  Fixed Term Loans
  Loan   Amount Owed   Interest Rate
(0%-25%)		   Months Left
(1 - 360)		  
  Auto: $   %  
  Boat/RV: $   %  
  Education: $   %  
  Other: $   %  
 
  Lines of Credit
  Account   Amount Owed   Interest Rate
(0% - 25%)		      
  Credit Card: $   %    
  Other: $   %    
 

Consolidation Loan
  Loan Type
Home Equity Loan / Line of Credit Personal Loan / Line of Credit
 
 
  Interest Rate (0% - 25%):   %
  Desired Months to Pay Off (1 - 360):    
  Closing Costs: $  
  Discount Points (0 - 10):    
  Federal + State Tax Rate (0% - 50%):   %

 
 
Results
     
  Details  
    Current Loans Consolidation Loan  
  Monthly Payments:      
  Total Interest:      
  Total Tax Savings:      
  Total Cost:      
 
  Loan Balances vs. Months to Pay Off
 
   
  Current loan    Consolidation Loan
 
  Break-even Point (If Any)
 
  Consolidation Loan Rate (%)
  Current Loan    Consolidation Loan
 

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Visit Wachovia Investing Center for more information on investing and retirement planning.
test results
     
This information is provided for illustrative purposes only and is not intended to constitute legal, financial, or other advice. This information does not constitute an application, offer or commitment by Wachovia, or a representation of current tax, stock value, interest rates, investment performance or any other future performance. The accuracy of this calculator and its applicability to your circumstances is not guaranteed. You should obtain personal advice from qualified professionals.

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